{"id":9278,"date":"2010-10-23T02:11:35","date_gmt":"2010-10-23T00:11:35","guid":{"rendered":"http:\/\/blog.world-citizenship.org\/?p=9278"},"modified":"2025-02-26T12:57:23","modified_gmt":"2025-02-26T11:57:23","slug":"prosper-the-loans-marketplace","status":"publish","type":"post","link":"https:\/\/ngo.heidi-barathieu-brun.ch\/?p=9278","title":{"rendered":"PROSPER &#8211; the loans marketplace"},"content":{"rendered":"<p><strong>Personal Loans and Online Investing &#8211; Prosper connects people who want to invest money with people who want to borrow money<\/strong><\/p>\n<p>Prosper Loans Marketplace is America&rsquo;s largest peer-to-peer lending marketplace. Connecting people to people eliminates the need for borrowers to go through a bank for a loan\u2014and fewer middlemen means lenders who invest their money on Prosper also benefit. <a href=\"http:\/\/www.prosper.com\/welcome\/how_it_works.aspx\">(How it Works<\/a>).<\/p>\n<p><a href=\"http:\/\/www.prosper.com\/\">Homepage<\/a>; <a href=\"http:\/\/www.prosper.com\/invest\/\">Sitemap<\/a>;<br \/>\n<a href=\"http:\/\/www.prosper.com\/invest\/\">Invest<\/a>; <a href=\"http:\/\/www.prosper.com\/loans\/\">Get a Loan<\/a>; <a href=\"http:\/\/www.prosper.com\/invest\/trade.aspx\">Institutionals; Trade<\/a>; <a href=\"http:\/\/www.prosper.com\/connections\/\">Connections<\/a>; <a href=\"https:\/\/www.prosper.com\/account\/common\/login.aspx\">Management Team;<\/a> <a href=\"https:\/\/www.prosper.com\/account\/common\/login.aspx\">Join<\/a>; <a href=\"http:\/\/www.prosper.com\/about\/jobs.aspx\">Jobs<\/a>; <a href=\"http:\/\/www.prosper.com\/about\/academics.aspx\">Academics<\/a>; <a href=\"http:\/\/www.prosper.com\/about\/partners\/\">Partners<\/a>;<br \/>\nAddress: Prosper Marketplace, Inc., 111 Sutter Street, 22nd Floor, San Francisco, CA 94104, USA;<br \/>\n<a href=\"http:\/\/www.prosper.com\/about\/contact_us.aspx\">Contact<\/a>.<\/p>\n<p><a href=\"http:\/\/www.prosper.com\/invest\/trade.aspx\">About \/Company Overview<\/a>: Headquartered on the top floor of the historic Hunter-Dulin building in San Francisco<br \/>\nHunter-Dulin Building.\u00a0 <!--more--><\/p>\n<p>At a Glance:<\/p>\n<ul>\n<li> Launched 2006<\/li>\n<li>America&rsquo;s largest peer-to-peer lending marketplace<\/li>\n<li> Over 1,000,000 members<\/li>\n<li> Over $207,000,000 in loans funded on Prosper<\/li>\n<\/ul>\n<p>Prosper is the world&rsquo;s largest <a href=\"http:\/\/www.prosper.com\/welcome\/how_it_works.aspx\">peer-to-peer lending<\/a> marketplace with more than 1,000,000 members and over $207,000,000 in funded loans.<\/p>\n<p>Prosper allows people to <a href=\"http:\/\/www.prosper.com\/invest\/individual_loans.aspx\">invest<\/a> in each other in a way that is financially and socially rewarding. On Prosper, people list and bid on loans using an online auction platform. Borrowers list loan requests between $1,000 and $25,000 and set the maximum rate they are willing to pay. Individual and <a href=\"http:\/\/www.prosper.com\/about\/institutional\/\">institutional investors<\/a> bid in minimum increments of $25 on loan listings they select. In addition to credit scores, ratings and histories, investors can consider borrowers&rsquo; personal loan descriptions, endorsements from friends, and community affiliations. Once the auction ends, Prosper handles the funding and servicing of the loan on behalf of the matched borrowers and investors.<\/p>\n<p>Prosper was co-founded by <a href=\"http:\/\/www.prosper.com\/about\/management\/chris_larsen.aspx\">Chris Larsen<\/a>, co-founder of E-LOAN. Prosper has raised $57.7 million in venture capital and is backed by financial and technology luminaries including, Jim Breyer of Accel Partners; CompuCredit; Omidyar Network; Capital One Co-founder Nigel Morris of QED Investors; TomorrowVentures, which is personally financed by Google CEO Eric Schmidt; and Larry Cheng of Volition Capital &#8230; (<a href=\"http:\/\/www.prosper.com\/about\/\">full text<\/a>).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Personal Loans and Online Investing &#8211; Prosper connects people who want to invest money with people who want to borrow money Prosper Loans Marketplace is America&rsquo;s largest peer-to-peer lending marketplace. Connecting people to people eliminates the need for borrowers to go through a bank for a loan\u2014and fewer middlemen means lenders who invest their money &hellip; <a href=\"https:\/\/ngo.heidi-barathieu-brun.ch\/?p=9278\" class=\"more-link\">Continuer la lecture<span class=\"screen-reader-text\"> de &laquo;&nbsp;PROSPER &#8211; the loans marketplace&nbsp;&raquo;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34,7],"tags":[],"class_list":["post-9278","post","type-post","status-publish","format-standard","hentry","category-a-verifier","category-ngos-world"],"_links":{"self":[{"href":"https:\/\/ngo.heidi-barathieu-brun.ch\/index.php?rest_route=\/wp\/v2\/posts\/9278","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ngo.heidi-barathieu-brun.ch\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ngo.heidi-barathieu-brun.ch\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ngo.heidi-barathieu-brun.ch\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ngo.heidi-barathieu-brun.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9278"}],"version-history":[{"count":1,"href":"https:\/\/ngo.heidi-barathieu-brun.ch\/index.php?rest_route=\/wp\/v2\/posts\/9278\/revisions"}],"predecessor-version":[{"id":17317,"href":"https:\/\/ngo.heidi-barathieu-brun.ch\/index.php?rest_route=\/wp\/v2\/posts\/9278\/revisions\/17317"}],"wp:attachment":[{"href":"https:\/\/ngo.heidi-barathieu-brun.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9278"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ngo.heidi-barathieu-brun.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9278"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ngo.heidi-barathieu-brun.ch\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}